Stoopid 'R Us

I accidentally became a Bank of America customer a couple of years ago when they bought MBNA, with which I had a Visa card. I prefer not to do business with megacorps, and especially when it comes to banking, where I have always been very happy with my small local bank. But BoA has been fine as a credit card provider; their website has failed to conspicuously suck; and I have occasionally considered opening a checking account with them for the convenience of always having a no-fee ATM within spitting distance.

So when I signed on to look at my credit card statement the other day and saw they were offering me $75 to open a no-fee, no minimum balance checking account, I decided to go for it. ( More behind the cut )